Once you have found (or decided) on a property, we will submit any relevant changes to the details of the mortgage and property to the lender that gave you pre-approval. At this point we will require the balance of the documents outlined in the beginning of this section that you might not have gathered for the initial pre-approval. At this time we recommend that you do not make any major purchases such as a car, furniture or another house till your loan is closed. Anything that causes your debts to increase might have an adverse affect on your current application. Also, please do not move money into your bank accounts unless it can be traced. For example, if you are receiving money from friends, family or other relatives, please contact us. Ideally, you will want to have the money moved into your account before the final application is issued to the vendor.