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Calum Ross - Toronto Mortgage Broker

Canadian Mortgage Expert

A mortgage experience made for real people.

Get To Know Us ▶ Introduction Video

Taking Your Financial Goals Seriously

We're confident that our Mortgage Management Program can help you achieve your goals sooner. Our highly educated, qualified, and award winning team has funded more than 6,000 transactions worth more than $2.1 billion during the past 15 years in the industry. We invite you to leverage our passion for helping you create more wealth and put our proven system to work for you!

Our Process ▶ Watch Our Videos

Voted Top Mortgage Broker in Toronto & Canada!

In the last 14 years I have personally funded over $2.1 billion dollars of mortgages (representing over 5,500 transactions I personally advised on)

Mortgage Services You Can Trust

Mortgage Services You Can Trust

Mortgages 101

A simple guide for existing Home Buyers, First Time Home Buyers to help give you a basic overview.

Refinance and Save Big

Helping to consolidate debt, accessing your home's equity or lowering your interest rates.

Real Estate Investing

Build your net wealth through properly structuring your mortgage financing.

Mortgages for Physicians

We understand your complex mortgage & estate planning needs.

Mortgages During Divorce

Getting a mortgage during a separation or divorce doesn't have to be hard.

Trust the Team Contributing in Canada’s Most Credible Media Sources

Global News
The Globe and Mail
National Post
Toronto Star
Real Estate Wealth
The Huffington Post
Canadian Mortgage Professional
Canadian Mortgage Trends

Mortgage News and Articles

Client Testimonials

  • We first contacted Calum and his team in 2001. A mortgage is a complicated banking & legal document that, if not handled properly, can put you in a situation where the cost of your property purchase increases significantly. Calum worked diligently on our behalf to negotiate the best terms and interest rates possible. None of the banks we contacted could match his offer and service provided. During the entire process, Calum and his team team treated our family with tremendous care, professionalism, and confidentiality. We are very satisfied customers. We’ve recommended Calum Ross to friends and professional colleagues, and all of them have greatly appreciated our referral. You cannot put a price on the value of good advice.
    Thank you Calum.

    Dr. Gordon Fraser & Susan Fraser
  • Calum Ross is one of the most professional, intelligent, and financially savvy mortgage professionals I have met in my over twenty years serving as a real estate investment expert. Our clients have transacted well over Billion of property, and we have learned the importance of having an above average mortgage broker on our team. The depth of Calum’s knowledge of real estate investing and personal finance is truly impressive. If you are a mortgage consumer who is serious about your long term personal financial goals or an aspiring successful real estate investor you need to get Calum Ross on your team.

    Don Campbell - Canada’s Best Selling Real Estate Author Senior Analyst of Real Estate Investment Network (
  • Calum has deep expertise of mortgages and financial solutions. He uses his knowledge to ensure his clients get the best service and solutions to meet their short and long-term objectives. In my case, the situation was complicated. What impressed me most was the creativity that Calum and his team brought to the solution. I cannot recommend the Calum Ross Mortgage team highly enough.

    Duncan Jackman
  • Calum is very bright and high energy, he loves accountability and delivering on his promises. He is committed to being a valuable resource for his real estate partners and his mortgage clientele.

    Julie Kinnear - Real Estate Agent
  • Calum Ross Mortgage has provided us with superior care and service for more than a decade. There is a personal touch and attention to detail that one doesn’t often find, and the range of products — and knowledge about them — is remarkable. Whether you are a first time buyer, re-mortgaging, or looking to transition, Calum Ross is the place to start.

    Rick Halpern Professor, Dean and Vice-Principal (Academic), University of Toronto Scarboro

Get an Award Winning Team on Your Side

2016 CMA Award 2014 CMA Award 2014 CMA Award 2015 CMP Award 2014 CMP Award