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Buying a Home - Calum Ross - Toronto Mortgage Expert

There’s a Lot To Know When Getting a Mortgage

The prospect of buying a home, having a place to call your own and renovate to your taste is a happy one. But before you reach that point of happiness, there are a lot of preparations to take care of, a plethora of information to digest, and plenty to get overwhelmed by.

The mortgage accounts for a big part of the potential confusion when buying a home. Do you know why you need pre-approval or how to get pre-approved? Do you understand the difference between a full approval and a conditional approval? Do you understand the difference between fixed and variable rate mortgages? Or the difference between closed mortgage penalties and features? And if you do, do you know which is best for you, given your financial situation and goals?

Do you know whether you qualify for a conventional or insured mortgage, now that it is no longer just the amount of down payment that determines this?

It Doesn’t Need To Be Complicated

Whether it’s your first time grappling with these terms or you’re a seasoned home buyer purchasing your second or third home, we’re here to make the process easy for you. We’ll answer your questions and explain everything in clear terms so you can be confident you’re getting the best solution for your needs.

We’ll help you with the entire mortgaging process, from pre-approval to full lender approval.

Trust the Team Contributing in Canada’s Most Credible Media Sources

Get Started And Make It Easy For Yourself

We’ll help you find the best mortgage for your current financial situation and goals. When you come to us, you’ll find that planning for the right home is easy and simple.