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Why Investment Property Mortgage Interest Rates Will Rise

Why Investment Property Mortgage Interest Rates Will Rise

November 14, 2018 | Posted by: Calum Ross

(even if general mortgage rates stay the same) With new mortgage rules in effect and regulators closely monitoring credit policy in Canada, there has been much conversation about the impact on r ... [read more]

How to make your Canadian Mortgage Interest Tax Deductible

How to make your Canadian Mortgage Interest Tax Deductible

November 7, 2018 | Posted by: Calum Ross

Here in Canada, we don’t get to write off home mortgage interest on our personal residences they do in the United States without formal planning. Many Canadians have to pay every dollar of inter ... [read more]

How to make a Canadian mortgage tax deductible

How to make a Canadian mortgage tax deductible

November 7, 2018 | Posted by: Calum Ross

There are a lot of advantages to owning a principal residence in Canada. Property is an excellent hedge against inflation, it offers an opportunity to earn revenue from rentals (allowing the asset to ... [read more]

Is Toronto Experiencing a Real Estate Bubble?

Is Toronto Experiencing a Real Estate Bubble?

October 31, 2018 | Posted by: Calum Ross

It’s not exactly news that ordinary Canadians are being squeezed out of many real estate markets. Prices for both single-family homes and condominiums in markets like Vancouver, Montreal and ... [read more]

Investors: Beware of Syndicated Mortgages!

Investors: Beware of Syndicated Mortgages!

October 31, 2018 | Posted by: Calum Ross

I have been asked by hundreds of investment advisors, portfolio managers, mortgage professionals and clients my perspective on the syndicated mortgages as a whole. Here is my most simplified opini ... [read more]

Most Pre-Construction Condos Not ‘Investments’

Most Pre-Construction Condos Not ‘Investments’

October 17, 2018 | Posted by: Calum Ross

Presale Condo Speculating is Hot – But Risks Can Be Devastating Would it surprise you to learn that in 2017, there were 29,132 contracts completed in Toronto to buy pre-sale condominiums &mdash ... [read more]

Rate of Return – it is risk adjusted rate of return that matters

Rate of Return – it is risk adjusted rate of return that matters

October 10, 2018 | Posted by: Calum Ross

When you’re investing, rate of return is a key metric you want to pay attention to. Simply put, it’s the gain or loss of your initial investment over a specific period of time. For examp ... [read more]

How to Make Money in a Falling Real Estate Market

How to Make Money in a Falling Real Estate Market

October 3, 2018 | Posted by: Calum Ross

How to make money in a falling real estate market - Here are Three Easy Ways Trade wars are not good. In fact – they are very bad! The type of thing that puts even economic powerhouses into m ... [read more]

The Advantages and Disadvantages of Buying a New Home vs an Existing Home in Toronto, ON

The Advantages and Disadvantages of Buying a New Home vs an Existing Home in Toronto, ON

January 3, 2018 | Posted by: Calum Ross

If you're planning on investing in real estate, then you're going to have two main options: to buy an existing home or buy a new home in Toronto, ON. An existing home is a house that has been lived in ... [read more]

RESP – The Tax Sheltered Education Plan You Shouldn’t Say No To!

RESP – The Tax Sheltered Education Plan You Shouldn’t Say No To!

December 5, 2017 | Posted by: Calum Ross

Isn’t it nice when you go to your bank to deposit a cheque and they hand you $500 just as a thank you having an account with them? No? That’s never happened to you? Strange. Then you mus ... [read more]

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Calum W.M Ross
Calum W.M Ross, MBA, PFP, CDFA, AMP
Broker | Wealth Advisor
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