Calum Ross

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Is it Time to Break Up With Your Financial Advisor?

3 Simple Questions You Should Ask Yourself During the COVID-19 Crisis “Four or five times during their lifetimes, [investors will] see incredible opportunities probably in equity markets . . . [they] have to have the mental fortitude to jump in when most are jumping out.” – Warren Buffet This article is intended to be an …

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Why a Falling US Stock Market Lowers US and Canadian Mortgage Rates….

Typically, when stock markets decline, we also see a decrease in mortgage rates (and vice versa), and many ask the question, “Why does this happen?”. The key thing to keep in mind for mortgage consumers or bond market investors is that bond (debt) markets and stock (equity) markets basically compete for investment dollars at any …

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Is Paying of Your Mortgage Bad for Your Net Worth? Things that make you stop and think….

RRSP/Investing vs Mortgage Pay Down In a society where financial planning education and free financial resources are as readily available as fast food, it is difficult to believe that most people do not understand how to use their cash flow and capital effectively. When determining many people’s top financial objectives, many people select building their …

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Save Money by Converting Your Secured Lines of Credit into a Mortgage

Are you real estate rich and liquid capital poor? It’s a situation far too many home owners and real estate find themselves in these days. Everything you do when it comes to building your wealth with real estate relies on liquidity. If a costly home repair like a broken furnace or a leaky roof appears …

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Why Paying off Your Mortgage May Be Bad for Your Net Worth

INVESTING VERSUS MORTGAGE REDUCTION… HERE IS HOW TO DO THE MATHIn a society where financial planning education and free financial resources are as readily available as fast food, it is unfortunate to know that most people actually do not understand how to use their cash flow and capital effectively. When determining many people’s top financial …

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